FAQ

* How much do I need to spend in a month to activate the privileges?

To access premium services, you need to spend at least UZS 6,000,000 (or the equivalent amount in foreign currency) on purchases made with your Visa Infinite card within a calendar month.


* Which transactions are included in the calculation, and which are not?

Included transactions:

• Purchases at merchants in Uzbekistan and abroad;

• Online payments (POS and e-commerce);

• Transactions via Uzcard and Humo terminals.

Excluded transactions:

• Cash-related transactions;

• Internal bank transactions;

• Non-cash card-to-card transfers;

• Transactions on the account linked to the card (internet banking transfers, loan repayments, transfers by bank details, P2P transfers, etc.).


Only the total amount spent is taken into account. The number of transactions does not matter.


* What happens if funds are returned to the card (for example, a refund)?

The total amount spent for the month will be reduced by the refunded amount.


* Does the number of transactions matter?

No. Only the total amount spent is considered; the number of transactions is irrelevant.


* How is the spending period calculated?

All transactions made during the 35 days prior to the current date are counted, excluding the most recent 5 days.

For example, if the departure date is December 20, transactions made from November 15 to December 14 (inclusive) are taken into account. Transactions from December 15 to December 20 are not included.


* Can I use airport services immediately after the card is issued?

No. Access to airport services becomes available only after the minimum spending threshold has been met.

How can I use free roaming?
To receive free roaming:
1. Register or log in to the AnorPremium chatbot; 
2. Select the “Roaming” section; 
3. Review the terms and check whether the service is available for your card;
4. Follow the chatbot instructions and receive a QR code for 3 GB of free roaming. QR code limit: up to 3 times per calendar year.

*How long do I have to activate the QR code?
The QR code must be activated within 14 days from the date of generation. If the code is not activated within this period, the service is considered used and cannot be reissued. 

*In which countries is roaming available?
The service is available in 127 countries.

*When can I generate a new QR code after using the previous one?
A new QR code can be generated no earlier than 14 calendar days after the previous roaming service was used.

*How long are the free gigabytes valid after activation?
The data package is valid for 30 days from the activation date.

*Does free roaming work regardless of my mobile operator?
Yes. Your mobile operator does not matter. You will receive a separate number (eSIM) with active roaming.

*How long does it take to activate the service?
On average, activation takes up to 5 minutes after receiving the QR code.

*Can I activate roaming without using the chatbot?
No. The service can only be activated through the AnorPremium chatbot.

*How do I install the eSIM with active roaming?
Use the received QR code together with the provided instructions to install the eSIM on your device.

How can I use the free CIP lounge access?
To use the service:
1. Visit the CIP lounge reception desk at Islam Karimov Tashkent International Airport; 
2. Present your Visa Infinite premium card and inform the staff that you would like to use the service; 
3. Your card will be verified via a validation terminal. If the card is active and free visits are available, the service will be provided at no charge.

*Where is the CIP lounge located at Tashkent International Airport??
The CIP lounge is located on the second floor of Islam Karimov Tashkent International Airport, in the departure area, on the right-hand side, near passport control and security screening.

*Does the free access apply to accompanying persons?
No. Free access is available only to the cardholder. Accompanying persons are charged the full service fee.

*How many times can I visit the CIP lounge per year?
Visa Infinite cardholders are entitled to up to 10 free visits per year.

*Can access be denied even if all conditions are met?
Yes. Access may be denied in case of a POS terminal malfunction and/or lack of available seating in the CIP lounge.

How can I access DragonPass lounges?
1. Download the Visa Airport Companion app (App Store / Google Play) or use the AnorPremium chatbot; 
2. Register and add your Visa Infinite card;
3. Receive your digital membership card.

*How can I find lounges participating in the program?
The list of participating airports and lounges is available in the Visa Airport Companion app under the “Explore” section. Select the desired airport or country to view available lounges.

*How do I enter a lounge?
Present the QR code of your digital access to the lounge staff.
If you are entitled to a free visit, access will be granted automatically.
If no free visits are available, USD 32 will be charged to your Visa Infinite card. The QR code can be found in the “Membership” section on the main screen of the app.

*Does the free access apply to accompanying persons?
No. Free access is available only to the cardholder. Guest visits and visits without free access entitlement are charged at USD 32 and are automatically debited from the card.

*How many times can I visit a lounge per year?
Visa Infinite cardholders are entitled to 6 visits per year.

*Can access be denied even if all conditions are met?
Yes. Access may be denied in case of a POS terminal malfunction or lack of available seating in the lounge.

*How can I check the number of available visits?
Information about available visits and privileges can be found in the Visa Airport Companion app under the “Membership” section or on the Home screen.

*Can I use my physical card to enter the lounge?
No. Lounge access is available only via QR code in the mobile app.

*What should I do if I have issues with registration or login?
• For registration issues, use Help → Contacts in the app;
 • If you cannot log in, use the “Forgot password” option;
 • If the issue persists, contact customer support via the Help section on the login page.

*How long can I stay in a DragonPass lounge?
The length of stay depends on the rules of the specific lounge and is usually no more than 3–4 hours.

*Do unused free visits carry over to the next year?
No. The free visit counter resets every year.

How can I access the lounge?

Visa Infinite cardholders can access the Anjir Business Lounge using a QR code, which can be generated in two ways: via the Visa Airport Companion app or the AnorPremium chatbot. Both options are integrated with the DragonPass program.


Ways to generate a QR code for lounge access:

Via the Visa Airport Companion app:

1. Download and install the Visa Airport Companion app;

 2. Register your Visa Infinite card;

 3. Find the Anjir Business Lounge in the list of available lounges;

 4. Tap “Walk In” and generate the QR code;

 5. Present the QR code at the lounge entrance.


Via the AnorPremium chatbot:

 1. Open the AnorPremium chatbot;

 2. Select “Visa Travel” → “Airport Lounges”;

 3. Check the service availability for your card;

 4. Receive your digital membership card;

 5. Present the QR code at the lounge entrance.


*How many times can I visit the Anjir Business Lounge per year?

Visa Infinite cardholders are entitled to 6 visits per year.


Important: These visits are counted toward the overall DragonPass annual allowance and do not represent a separate limit specifically for the Anjir Business Lounge.


What is it? 

An expedited airport clearance service available at airports in Uzbekistan, Azerbaijan, Belarus, Turkey, and across Europe.


How to use Fast Track?

 To access the Fast Track service: 

 1. Register or log in to the AnorPremium chatbot.

 2. In the menu, select Visa Travel → Fast Track International (for international flights) or Local Services → Fast Track Tashkent.

 3. Choose the country and airport.

 4. Click “Get a voucher.”

 5. Select the flight type: Departure, International Departure, or International Arrival.

 6. Enter the required details and receive a PDF voucher with a QR code for Fast Track.


The service is available only to the Visa Infinite cardholder and does not apply to accompanying persons.


Where is it available?
At airports in Tashkent, Almaty, and Astana.

How to use the service in Tashkent?
To wrap your baggage free of charge: 
1. Go to the baggage wrapping counter on the first floor of the departure area, to the left of the entrance.
 2. Present your Visa Infinite card to the staff and inform them that you would like to use the service.
 3. The card will be validated via a validation terminal. If free wraps are available, the service will be provided at no charge.

*How can I check service availability?
In the AnorPremium chatbot:
 • Go to Visa Travel → Local Services → Baggage Wrapping;
 • Click “Check service availability,” select or add your Visa Infinite card, and view the availability details.

*How many pieces of baggage can be wrapped?
Up to 6 pieces of baggage per calendar year.

*Can two suitcases be wrapped at the same time?
Yes, provided that the card is successfully validated before each wrap.

What is it?

A complimentary business-class taxi transfer from Islam Karimov Tashkent International Airport to any destination within Tashkent city, one way.


How to use the transfer?

To use the service: 

1. Go to the Taxi Airport Tashkent counter on the first floor of the arrival terminal, near the Main Entrance.

 2. Present your Visa Infinite card and inform the staff that you would like to use the complimentary transfer.

 3. The card will be validated via a validation terminal. If the benefit is available, the transfer is provided free of charge; if not, paid options will be offered.


*How many times per year can the transfer be used?

Up to 6 times per year for Visa Infinite cardholders.


*Can accompanying passengers be included?

Yes. The transfer accommodates up to three passengers, including the cardholder. You may travel with up to two accompanying passengers, provided the destination is the same.


*What routes are covered?

The complimentary transfer is valid to any destination within Tashkent city, one way.


You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 8 months - 4,5%
- 9 to 12 months - 5%
- 13 to 18 months - 6%
- from 19 months and more - 7%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 8 months - 4,5%
- 9 to 12 months - 5%
- 13 to 18 months - 6%
- from 19 months and more - 7%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.


Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of early termination, the accrued interest is recalculated at an annual rate of 17%.


Overpaid interest amounts are deducted by the bank from the principal deposit amount.


Interest is paid for the actual number of full months the funds were held in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.


Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Permitted. If the deposit is withdrawn early, the interest paid will not be recalculated.



Interest is paid for the actual number of full days the funds remained in the deposit.

Provided up to the minimum deposit amount.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.


Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, accrued interest is recalculated in the following order:
- up to 1 months - 0%;
- from 2 to 6 months - 19%;
- from 7 to 12 months - 20%;
- from 13 months and more - 23%
Overpaid amounts of interest are withheld by the bank from the principal amount of the deposit.
Interest is paid for the actual number of full months the funds are in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 7 months - 19%
- 8 to 12 months - 20%
- from 13 months and more - 21%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

Provided, after the first month, by keeping the minimum balance of deposit

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, accrued interest is recalculated in the following order:
- up to 6 months - 19%;
- from 6 to 13 months - 20%;
- from 13 to 25 months - 21%
Overpaid amounts of interest are withheld by the bank from the principal amount of the deposit.
Interest is paid for the actual number of full months the funds are in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, accrued interest is recalculated in the following order:
- up to 1 months - 0%;
- from 2 to 6 months - 19%;
- from 7 to 12 months - 20%;
- from 13 months and more - 23%
Overpaid amounts of interest are withheld by the bank from the principal amount of the deposit.
Interest is paid for the actual number of full months the funds are in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.


Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of early termination of the deposit, accrued interest is recalculated at 18% per annum. Overpaid interest amounts are deducted by the bank from the principal deposit amount.
Interest is paid for the actual number of full months the funds have been in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the US dollar currency up.

In case of full early closure of the deposit, the accrued interest

is recalculated in the following order:

- up to 3 months - 0%

- 4 to 8 months - 4%

- 9 to 12 months - 5%

- from 13 months and more - 6%

Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit

Provided up to the minimum deposit amount

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.


Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 8 months - 4,5%
- 9 to 12 months - 5%
- 13 to 18 months - 6%
- from 19 months and more - 7%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 8 months - 4,5%
- 9 to 12 months - 5%
- 13 to 18 months - 6%
- from 19 months and more - 7%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 8 months - 4,5%
- 9 to 12 months - 5%
- 13 to 18 months - 6%
- from 19 months and more - 7%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of early closure, accrued interest is recalculated
as follows:
Up to 3 months – 18%
From 3 to 6 months - 19%
From 6 to 12 months – 20%
From 12 to 13 months -21%.
Overpaid interest amounts are deducted from the principal
deposit amount by the Bank. Interest is paid for the actual
number of full months the funds are held in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months - 0%
- 4 to 7 months - 20%
- 8 to 12 months - 22%
- from 13 months and more - 23%.
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, accrued interest is recalculated in the following order:
- up to 6 months - 20%;
- from 6 to 13 months - 21%;
- from 13 to 25 months - 22%;
Overpaid amounts of interest are withheld by the bank from the principal amount of the deposit.
Interest is paid for the actual number of full months the funds are in the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

You can open a deposit in the mobile app after registration and remote identification.

You can also open a deposit at any bank office.



Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:
- up to 3 months- 0%
- 4 to 8 months- 3,5%
- 9 to 12 months- 4%
- from 13 to 18 months- 5%
- from 19 months and more- 6%. 
Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the US dollar currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order:

- up to 3 months- 0% ;

- 4 to 8 months- 5% ;

- 9 to 12 months- 6%;

- from 13 months and more- 7%

Overpaid interest amounts are deducted by the bank from the principal amount of the deposit. Interest is paid for the actual number of full months of the deposit.

Provided up to the minimum deposit amount

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

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