FAQ

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

1. Favorable credit history. 
2. Stable income of a potential credit debtor. 
3. Liquid collateral assets. 
4. Reliable, complete information provided by the potential credit debtor.

Negative credit history
Variable income of a potential credit debtor or no income
Incorrect, unreliable, incomplete information provided by a potential credit debtor.
Illiquid collateral assets, which does not satisfy the Bank

You should contact the key centers of the Bank to obtain a microcredit. Contact our Call Center at 55 503 00 00 for more information.

The amount of a microcredit is up to UZS 300 mln.

No, you do not need to pay any fees for a microcredit. Expenses only involve insurance of collateral and registration of collateral by a Notary Officer.

No, a microcredit is provided only to customers with stable incomes.

To do this, you should fill in an application for a microcredit in the Bank's key center. Whereafter, you will obtain a decision on a microcredit in 20 minutes.

The application can be canceled at any time and at any stage of microcredit provision.

You may repay the loan either ahead of time or in any amount. In case of early partial repayment, interest will continue to accrue only on the remaining part, i.e. the outstanding amount of the principal debt. In this case, you'll save your money on interest.

When you receive a microcredit from a bank, you will not have any emotional discomfort, the risk of disclosing personal information to third parties, and you can get a loan from the bank for a longer period of up to 24 months.

Rules for opening bank accounts and cards for individuals (non-residents) in ANORBANK.


Now, from 13.09.2022, non-residents in Uzbekistan will be able to open bank accounts and plastic cards if at least one of the following requirements is met:


When specifying the following purposes of arrival in Uzbekistan. ;

1) Study, advanced training:

- if there are documents confirming the status of a student or listener who are studying or continuing their education in educational institutions of the Republic of Uzbekistan;

2) employment:

- when providing documents confirming official employment in the Republic of Uzbekistan;

3) Treatment:

- when providing documents confirming treatment and/or examination in medical institutions of the Republic of Uzbekistan;


*Note: In addition to fulfilling the above requirements, non-residents must provide documents confirming registration from the place of actual residence in the Republic of Uzbekistan (if available);

Have a working local cell phone number;


Also, when performing banking operations, such as currency exchange operations and depositing funds (in cash and non-cash form) to accounts opened in your own name, exceeding the equivalent of $ 10,000 USD within 30 calendar days, you must provide appropriate documents confirming the sources of origin of funds.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

In case of full early closure of the deposit, the accrued interest is recalculated in the following order: 

- up to 3 months - 0%;

- 4 to 6 months - 5%;

- 7 to 12 months - 6%;

- from 13 months and more - 8% per cent, in this case overpaid amounts of interest in the form of advance payment for the remaining number of months will be withheld by the bank from the principal amount of the deposit. 

The interest is paid for the actual number of full months of cash on deposit.

The annual interest rate is 8%. Interest is accrued daily and paid monthly for 2 years and 5 days.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

Drawing of prizes will be done on the basis of drawing the winners using a random number generator.

Drawing of prizes will be held at the end of each of the 3 stages.

Prizes for the first stage:

  • 10 Apple iPhone 14 smartphones;
  • 10 Apple iWatch 8 smartwatches;
  • 30 Acer Aspire 3 laptops;
  • 10 smart speakers Yandex.Station;
  • 40 Samsung Tab A7 Lite tablets.

Prizes for the second and third phases will be announced at a later date.

The participant can find out the exact number of his coupons on the website of the special project by ANORBANK and eMaktab - (link)

Drawing of prizes according to the results of the first stage will be held on January 17, 2024 in Tashkent in Riviera shopping mall. The live stream from the event will also be available on ANORBANK social networks.

Information on the date and venue of the prize draws for the second and third stages will be announced through ANORBANK's official channels later, well in advance of the end of each stage.

If you have any questions, please free to call 1290.

 Link to Offer with terms and conditions.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Provided, from the 13th month on maturity, leaving UZS 1,000,000.00 in the deposit

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Provided, from the 13th month on maturity, leaving UZS 1,000,000.00 in the deposit

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

The deposit can be opened in USD.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, provided after the first 6 months.

The annual interest rate is 7%. Interest is accrued daily and paid monthly for 24 months.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

No, this deposit does not have a partial withdrawal option

The annual interest rate is 27%. Interest is accrued daily and paid monthly for three months.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Provided, from the 13th month on maturity, leaving UZS 1,000,000.00 in the deposit

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

Rules for opening bank accounts and cards for individuals (non-residents) in ANORBANK.


Now, from 13.09.2022, non-residents in Uzbekistan will be able to open bank accounts and plastic cards if at least one of the following requirements is met:


When specifying the following purposes of arrival in Uzbekistan. ;

1) Study, advanced training:

- if there are documents confirming the status of a student or listener who are studying or continuing their education in educational institutions of the Republic of Uzbekistan;

2) employment:

- when providing documents confirming official employment in the Republic of Uzbekistan;

3) Treatment:

- when providing documents confirming treatment and/or examination in medical institutions of the Republic of Uzbekistan;


*Note: In addition to fulfilling the above requirements, non-residents must provide documents confirming registration from the place of actual residence in the Republic of Uzbekistan (if available);

Have a working local cell phone number;


Also, when performing banking operations, such as currency exchange operations and depositing funds (in cash and non-cash form) to accounts opened in your own name, exceeding the equivalent of $ 10,000 USD within 30 calendar days, you must provide appropriate documents confirming the sources of origin of funds.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

You can view the detailed terms of the deposit at this link.

Deposit opening and other services are available only to ANORBANK cardholders. Order a card through a mobile application or online banking, or call the Contact Center.


After card receiving, you can set the deposits up and manage them remotely.

Yes, you can. The number of deposits is unlimited.

The deposit can be set in the national currency up.

Yes, you can close the deposit early. We will transfer money to your wallet. Then, you can transfer them to the bank card or another account and withdraw them from an ATM.

Yes, you can partially withdraw your deposit if it is provided in the terms of the deposit.

The size of the annual interest rate is determined by the conditions of the selected deposit. Interest is calculated on the daily and paid on the monthly basis.

A time deposit is set up for a period according to the conditions of the deposit.

Via SMS notification, mobile application, online banking, or by calling the Bank's Contact Center.

The information on the deposit expiration can be found in the conditions for the deposit, via ANORBANK mobile application or online banking, or by calling the Contact Center.

Capitalization is the addition of interest to the deposit amount. Therefore, the amount on the account increases, and interest is also accrued on the added amount. This is often called compound interest.

Interest accrued on the deposit is credited at your wallet. You can withdraw them from plastic cards at ATMs.

You can find this information in the ANORBANK mobile application, online banking, or by calling the Contact Center.

Permanent deposit balance is a the minimum amount that should be kept in your account during the term of the deposit.

Deposit setting up requires a passport of a foreign citizen, a temporary residence permit, or a residence permit. In addition, you need to become a client of the bank and receive the card of ANORBANK.

Yes, we have. Internet acquiring is a technology being a kind of acquiring that provides acceptance of bankcards for payment online.

All issues, which require your personal attendance, are resolved involving mobile representatives of the bank.

Wherever you are, you may rest assured that you will receive the assistance and support at any time.

Open payroll cards for employees and clients free with a door delivery.

Loans for legal entities are temporarily unavailable.

Foreign currency accounts are opened upon the client’s request.

Anorbank App

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