Committees of the Supervisory Board
For the purpose of efficient organization of the internal control system, the Audit Committee has been established under the Bank’s Supervisory Board.
The task of the committee is to assist in ensuring control by the Supervisory Board of the bank, namely:
- For the qualifications and independence of the bank’s external auditing organization;
- For the activities of the Bank’s Internal Audit Department;
- For the quality and completeness of the financial and accounting statements of the bank;
- Over the bank’s compliance with the requirements of the legislation of the Republic of Uzbekistan and the requirements of the competent(supervisory) state bodies.
Committee composition:
1. Shamansurova Barno Muzaffarovna - Chairperson of the Committee
Position: Advisor to the Executive Director
Place of work: LLC "CLEVER Mikrokredit Tashkiloti"
2. Nosirov Shoodil Nosirovich - Member of the Committee
Position: Deputy Director
Place of work: "GRANT THORNTON" LLC
3. Yuldashev Bakhadir Tashpulatovich - Member of the Committee
Position: Advisor to the Executive Director
Place of work: LLC "CASH U MIKROKREDIT TASHKILOTI"
4. Alimov Ikrom Ismailzhanovich - Member of the Committee
Position: Director
Place of work: "Start Soft" LLC
The main goal of the Committee is to assist the Bank’s Supervisory Board in the implementation of its regulatory and supervisory functions in the area of control over the availability and operation of an adequate risk management system in the bank, risk, analysis, improvement and strengthening of the risk management system
Committee composition:
1. Safarov Muzaffar Abdinazarovich - Chairman of the Committee
Position: Member of the Supervisory Board
Place of work: JSC "ANOR BANK"
2. Nosirov Shoodil Nosirovich - Member of the Committee
Position: Deputy Director
Place of work: "GRANT THORNTON" LLC
3. Shamansurova Barno Muzaffarovna - Member of the Committee
Position: Advisor to the Executive Director
Place of work: LLC "CLEVER Mikrokredit Tashkiloti"
The Remuneration Committee was created in order to formulate a personnel policy for the selection of highly qualified specialists for the Bank’s Management Board, for the position of the Chairman of the Management Board, develop principles and criteria for determining the amount of remuneration and compensation paid to the bank’s employees, develop a transparent motivation system for bank employees, and prepare recommendations for creating and implementation of effective models and solutions in the field of personnel management.
Committee composition:
1. Olimov Kakhramonjon Anvarovich – Chairman of the Committee
Position: CEO’s councelor
Place of work: JSC «Kapital Sug’urta»
2. Djumaniyazova Anadjan Kudratovna - Member of the Committee
Position: Advisor to the Executive Director
Place of work: LLC "CLEVER Mikrokredit Tashkiloti"
3. Akramov Sherzod Salimovich – Committee member
Position: Chairman of the board
Place of work: JSC «ANOR BANK»
4. Zanaxov Timur Farxidovich – Committee member
Position: Head of Legal Department
Place of work: JSC «ANOR BANK»
5. Ilkhomzhonov Alijon Sanatjon ugli - Member of the Committee
Position: Head of the Division of Motivation, Compensation and Benefits
Place of work: "ANOR BANK" JSC
Responsible for the development and coordination of the Bank’s international cooperation, interaction with foreign financial institutions, international organizations, and investors, as well as for shaping and implementing approaches to capital attraction. The Committee reviews key initiatives and projects in the international and investment areas, assesses their effectiveness and risks, and ensures alignment of the Bank’s activities with its strategic objectives and regulatory requirements.
Composition:
1. Stéphanie Guénaëlle Rivoal - Chairperson of the Committee
Position: Mission Committee Member
Workplace: YouSchool
2. Maximilian Edward Johnson - Committee Member
Position: Director
Location: Max Murray Limited, London
3. Nurutdinova Madina Dzhalalitdinovna - Member of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"
4. Mirzahidov Mirsodiq Mirzohid ugli - Member of the Committee
Position: Head of the International Relations Division
Place of work: JSC "ANOR BANK"
5. Akramov Sherzod Salimovich - Member of the Committee
Position: Chairman of the Management Board
Place of work: JSC "ANOR BANK"
Committees of the Management Board
Ensures the formation and control of the implementation of the organization's development strategy. Reviews and evaluates financial plans, budgets, and investment projects, and monitors the financial stability and effectiveness of activities.
Composition of the Committee:
Akramov Sherzod Salimovich – Chairman of the Committee
Position: Chairman of the Board
Place of work: JSC "ANOR BANK"Nurutdinova Madina Jalalitdinovna – Member of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Azimov Sobitjon Sobirjon ugli – Member of the Committee
Position: Head of the Financial Management Division
Place of work: JSC "ANOR BANK"Muminov Akromjon Nurullaevich – Member of the Committee
Position: Acting Director of the Risk Management Department
Place of work: JSC "ANOR BANK"Martoyan Sergey Sergeyevich – Member of the Committee
Position: Head of the Transformation Unit of Strategy Office
Place of work: JSC "ANOR BANK"
It focuses on recruiting, training, and developing bank employees, as well as assessing their performance. The committee develops motivation and career advancement programs to ensure a high level of professionalism and employee satisfaction.
Composition of the Committee:
Akramov Sherzod Salimovich – Chairman of the Committee
Position: Chairman of the Board
Place of work: JSC "ANOR BANK"Nadjimitdinov Elyor Rustamovich – Member of the Committee
Position: First Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Saydullayev Anvar Rustamovich – Member of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Kadirov Elbek Rustamovich – Member of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Khan Sergey Dmitrievich – Member of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Nurutdinova Madina Jalalitdinovna – Member of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Zanakhov Timur Farkhodovich – Member of the Committee
Position: Head of the Legal Division
Place of work: JSC "ANOR BANK"Norkin Maksim Igorevich – Member of the Committee
Position: Head of the General Security Division
Place of work: JSC "ANOR BANK"
The Committee develops and makes decisions on the parameters for attracting and allocating funds, and also ensures control over compliance with economic regulations, open currency position limits, and business plan execution parameters. Its competence includes approving and revising the Bank's tariffs and interest rates.
Composition of the Committee:
Nurutdinova Madina Djalalitdinovna – Chairperson of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Muminov Akromjon Nurullaevich – Member of the Committee
Position: Acting Director of the Risk Management Department
Place of work: JSC "ANOR BANK"Azimov Sobitjon Sobirjon ugli – Member of the Committee
Position: Head of the Financial Management Division
Place of work: JSC "ANOR BANK"
The Credit Committee reviews and makes decisions on lending issues, including determining the terms of credit products, approving the passports of credit products, reviewing the terms of credit agreements, classifying loans, and forming reserves. Its competence also includes setting interest rates and commission fees for credit operations, making decisions on settling and early recovery of problematic debt, establishing limits for independent implementation of credit operations, approving the mechanism of the Small Credit Committee's activities, and submitting materials for consideration by the Supervisory Board.
Composition of the Committee:
Khan Sergey Dmitrievich – Chairman of the Committee
Position: Deputy Chairman of the Board
Place of work: JSC "ANOR BANK"Muminov Akromjon Nurullaevich – Member of the Committee
Position: Acting Director of the Risk Management Department
Place of work: JSC "ANOR BANK"Bayev Olim Khabibullayevich – Member of the Committee
Position: Director of the Department of Pre-trial Recovery of Retail Portfolio
Place of work: JSC "ANOR BANK"Najmiddinov Sharobiddin Shahobiddinovich – Member of the Committee
Position: Director of the Department for Work with Problem Assets of Legal Entities
Place of work: JSC "ANOR BANK"Zanakhov Timur Farkhodovich – Member of the Committee
Position: Head of the Legal Department
Place of work: JSC "ANOR BANK"
The Committee makes operational decisions on the issuance and review of loan terms within the limits of the authority delegated by the Credit Committee, in accordance with the established limits and product passports. The Committee also reviews reports on the state of the loan portfolio and develops proposals for improving credit products and credit risk management.
Composition of the Committee:
Rakhmonaliev Sardorbek Jakbaralievich – Chairman of the Committee
Position: Acting Director of the Corporate Credit Department
Place of work: JSC "ANOR BANK"Abdimajidov Nazirjon Abdurahimovich – Member of the Committee
Position: Head of the Division for the Recovery of Problem Assets of Legal Entities
Place of work: JSC "ANOR BANK"Khojamuratov Zhalgasbay Zholdasbaevich – Member of the Committee
Position: Legal Counsel of the Division for the Recovery of Problem Assets of Legal Entities
Place of work: JSC "ANOR BANK"Rasulov Zafar Ashurovich – Member of the Committee
Position: Chief Specialist of the Corporate Products Sales Department
Place of work: JSC "ANOR BANK"
The Committee was established to promote the processes of developing information technologies (IT) in the bank in accordance with the requirements of business plans, to form partnerships between the bank's subdivisions in terms of IT development, to promote the development of the bank's infrastructure in the field of IT, as well as to assist in solving technical issues in the implementation of projects in the field of information technologies in the Bank in accordance with the requirements of business plans.
Composition of the Committee:
Saydullayev Anvar Rustamovich – Chairman of the Committee
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Yusufzoda Elyor Sayyor ugli – Member of the Committee
Position: Head of the Division of Internal IT Systems
Place of work: JSC "ANOR BANK"Miftakhov Rafael Rasihovich – Member of the Committee
Position: Head of the IT Infrastructure and Data Processing Center (DPC) Division
Place of work: JSC "ANOR BANK"Tuychiev Azizbek Rovshanbek ugli – Member of the Committee
Position: Head of the Division of IT Architecture and Technological Development
Place of work: JSC "ANOR BANK"Abdurakhmanov Abduazim Abduhakimovich – Member of the Committee
Position: Head of the Information Security Division
Place of work: JSC "ANOR BANK"
Analyzes and manages problem loans and bank assets, and develops strategies for their restructuring or liquidation. The main goal is to minimize losses and improve the quality of the loan portfolio.
Composition of the Committee:
Akramov Sherzod Salimovich – Chairman of the Committee
Position: Chairman of the Board
Place of work: JSC "ANOR BANK"Bakiyev Akmal Akramovich – Member of the Committee
Position: Managing Director
Place of work: JSC "ANOR BANK"Bayev Olim Khabibullayevich – Member of the Committee
Position: Director of the Department of Pre-trial Recovery of Retail Portfolio
Place of work: JSC "ANOR BANK"Najmiddinov Sharobiddin Shahobiddinovich – Member of the Committee
Position: Director of the Department for Work with Problem Assets of Legal Entities
Place of work: JSC "ANOR BANK"Okmirzayev Doniyor Dilmurodovich – Committee Member
Position: Director of the Department of Credit Products Development
Place of work: JSC "ANOR BANK"
Responsible for identifying, assessing, and managing operational risks related to the bank's activities. The Committee is developing measures to prevent incidents and minimize their consequences.
Composition of the Committee:
Bakiyev Akmal Akramovich – Chairman of the Committee
Position: Managing Director
Place of work: JSC "ANOR BANK"Muminov Akromjon Nurullaevich – Member of the Committee
Position: Acting Director of the Risk Management Department
Place of work: JSC "ANOR BANK"Abdurakhmanov Abduazim Abduhakimovich – Member of the Committee
Position: Head of the Information Security Division
Place of work: JSC "ANOR BANK"Khushnazarov Dilmurod Ilkhomjonovich – Member of the Committee
Position: Head of the Compliance Control Division
Place of work: JSC "ANOR BANK"
Deals with planning and controlling the process of purchasing goods and services for the bank. The commission ensures compliance with budget constraints, analyzes suppliers' proposals, and selects the most favorable terms for procurement.
Composition of the Committee:
Kadirov Elbek Rustamovich – Chairman of the Commission
Position: Deputy Chairman of the Management Board
Place of work: JSC "ANOR BANK"Azimov Sobitjon Sobirjon ugli – Commission Member
Position: Head of the Financial Management Division
Place of work: JSC "ANOR BANK"Babayev Umid Muhammadovich – Member of the Commission
Position: Chief Accountant
Place of work: JSC "ANOR BANK"Khushnazarov Dilmurod Ilkhomjonovich – Commission Member
Position: Head of the Compliance Control Division
Place of work: JSC "ANOR BANK"Zanakhov Timur Parkhidovich – Member of the Commission
Position: Head of the Legal Division
Place of work: JSC "ANOR BANK"
