ANORBANK strengthened the growth of its key business indicators in 2025

ANORBANK strengthened the growth of its key business indicators in 2025

Today, 36 banks operate in Uzbekistan, each contributing to the country’s sustainable development. Among them, ANORBANK holds a special place as the first domestic digital bank, actively participating in large-scale economic and social transformations.

The bank consistently implements projects under the national program “Yashil makon,” contributing to the improvement of the environmental situation and promoting a culture of responsible environmental stewardship. At the same time, ANORBANK places particular emphasis on enhancing financial literacy among the population by implementing educational initiatives for various social groups, including those in regional areas.

Growth of the Client Base and Digital Services

Thanks to active digitalization, ANORBANK attracted a record number of clients: as of today, more than 3.25 million people use the bank’s services, which is 1.02 million more than in 2024 (+46%). The mobile application has been downloaded over 18.1 million times, an increase of 5.47 million downloads (+43%).

The volume of retail lending also showed significant growth: in 2025, loans totaling 9.0 trillion UZS were issued, which is 47% higher than in 2024. These figures reflect the high level of trust from individual clients and the effectiveness of mobile services, which allow fast and secure transactions anytime and anywhere.

Deposits and Financial Stability

Client deposits reached 8.23 trillion UZS, increasing by 47% compared to 2024, confirming a high level of trust in all areas of the bank’s operations.

Currently, ANORBANK offers one of the most convenient and flexible som-denominated deposits — “MILLIY HAR KUNLIK,” with an annual yield of 21%. Interest is accrued daily and automatically credited to the Mastercard Milliy card, while funds can be topped up or partially withdrawn as needed.

A New Level of Client Service

With a focus on client convenience, ANORBANK opened a service point at Islam Karimov International Airport. Travelers can issue a card, open a deposit without cash, obtain a microloan, and receive consultations on any banking product directly in the transit area.

Additionally, the bank was the first in the market to launch a unique currency exchange service — AnorEx. Clients can now quickly and easily exchange dollars directly within the Anorbank application at the desired rate, within the range set by the bank, without intermediaries. The service is available to individuals after remote identification, and the exchange occurs directly through the bank. Users can view current offers from other clients and choose the optimal rate.

In the future, the bank will continue to expand its range of digital and offline services, strengthen partnerships, and introduce innovations, remaining a reliable financial partner for millions of clients.

Corporate Client Activity and Segment Development

Corporate clients continue to actively use ANORBANK solutions for operational activities and managing financial flows, demonstrating the demand for banking products in the business environment.

Currently, ANORBANK serves 25,855 active corporate clients. During the reporting period, 5,294 new legal entities joined the bank’s services, indicating stable interest from businesses in both digital and traditional banking solutions. ANORBANK consistently develops the corporate segment by offering reliable, technologically advanced, and tailored financial solutions that meet real business needs.

Social Mission of the Bank

ANORBANK actively initiates and supports projects that bring tangible benefits to people and society, contribute to environmental preservation, promote education, and support the younger generation:

• Eco-initiatives — over 500 trees were planted in schools No. 62, 331, 299 and in “Yangi Uzbekistan” park, and 20 air purifiers were installed, providing clean air for more than 7,000 students.

•  Educational projects — in Qashqadaryo region, 450 students received financial literacy training; in Andijan region, training programs on entrepreneurship basics are being implemented for the population.

•  Support for children — on the occasion of the bank’s 5th anniversary, a festive event was organized for 100 children from orphanages; 150 gifts and stationery sets were provided to the residents of School-Boarding School No. 125 in Bostanlyk District ahead of the New Year.

•  Educational initiatives — in collaboration with Farengeyt Press, the book “Money for Beginners” from the popular Usborne educational series was translated into Uzbek.

•  Preserving historical memory — for May 9 and the 80th anniversary of the Victory in World War II, the military awards of eight veterans were restored.

For ANORBANK, it is important that its initiatives benefit society, support education and the environment, and create conditions for growth and development.

Future Plans

The bank will continue to expand its client base, broaden the range of services, and actively develop its digital platform, creating maximum convenience and accessibility of services for all clients.

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